帮忙翻译一下这段英语是什么意思

帮忙翻译一下这段英语是什么意思
我想退款,以下是GD给我的回信,我用翻译软件看了下,看的不是很明白,是不是问我退款到GD的账户或者是当初支付的账户?我想退到当初支付的账户,该怎么回信,谢谢!
Dear xxx
Thank you for contacting Online Support. As you have canceled your services, our normal process is to issue an In-Store Credit to your account which can be used immediately for additional purchases. An In-Store Credit is an account credit that can be used by selecting In-Store Credit in the shopping cart. Please reply to this email with your confirmation to process the In-Store Credit for the canceled item(s).
In lieu of an In-Store Credit, a refund directly to your payment method may be available upon request if supported by the payment processor. If a refund is processed directly to your payment method, it can take 5-7 days for the funds to be applied.
Please let us know if we can assist you in any other way.

你的理解是对的,信里说如果你要求并且支付账户允许的话,退款可以回到当初的支付账户,但需要5-7天.
如果你确认你的支付账户可以接受退款,你回信这样写：
Please send the refund directly to my payment method.
Thanks for your help.

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