阅读下面材料，回答下列的问题：SavingMoneyWhereyousaveyourmoneyoftendependsonwhatyouaresavi

共享题干题阅读下面材料，回答下列的问题： Saving Money Where yousave your money often depends on what you are saving for．If you are saving to buya CD (光盘) or to go to a concert, then probably you would keep your moneysomewhere in your room. If youare saving for a big purchase like a mountain bike or a school trip, wherewould you save your money? One placeto save money is the bank．Putting your money in a savings account will help yourmoney earn more money．If you put your money in a piggy bank (猪形储蓄罐), one year later you'll still have the same amount of money you putin．If you put your money in a savings account, one year later, you'll havemore money than you put in．Why ? When youkeep your money in a bank, your money earns interest．Interest is an amount of moneya bank pays you to use your money．The bank uses your money ( and the money ofother people, too) to loan money to people and businesses. The bankwill send you a statement several times a year．A bank statement tells you how muchmoney you have in your account．It also tells you how much interest you haveeamed Ifyou leave your money in the bank, you can watch it grow! Another wayyou can save money is to buy a certificate of deposit or CD、If you have somemoney that you don't need to use for a long time, this is a good way to makeyour money grow．You can buy a CD at a bank． You agree notto use the money for a certain period of time．That period might be from sixmonths to five years．You can't touch your money during that time if you do,you must pay a penalty, or fee.1.[不定向选择题]The word touch in paragraph 7 could be best replaced byA.deposit B.lend C.use D.cash 2.[不定向选择题]If　you draw your money before it is due, you will have toA.payinterest to the bank B.closeyour account C.open anew account D.pay apenalty or fee

1.参考答案：C
参考解析：题干：第7段中的“touch”一词之意为__________。?A、存钱，沉淀B、借，出借C、使用D、兑换现金?词汇题。利用代入法，根据上下文语境，“使用”是比较符合语境的选项，答案为C。
2.参考答案：D
参考解析：题干：如果你在到期前取出你存的钱，你将不得不__________。?A、向银行支付利息B、注销你的账户?C、开新的账户D、支付罚款或费用?细节题。该题利用题干不好定位，可以改为定位选项。通过定位选项关键词，可以定位到最后一段“You can’t touch yourmoney during that time．If you d0，you must pay a penalty，or fee”，即“在那段时间．你不能接触你的钱。如果你要接触，你就必须支付罚款或者费用”。由此可 知，答案为D。?3.[不定向选择题]Your money will earn more money if you put itA.inyour room B.in apiggy bank C.inyour pocket D.in asavings account

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