什么是loan note
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解决时间 2021-03-11 21:15
- 提问者网友：趣果有间
- 2021-03-11 07:18
什么是loan note
最佳答案
- 五星知识达人网友：末日狂欢
- 2021-03-11 08:42
A loan note is a legal document that signifies a person owes money to someone else. Typically, loan notes exist when a buyer buys an item on credit. A loan note is written to indicate that the buyer owes the seller money for the item he has purchased.
A loan note generally details the terms of the loan itself. For example, it may indicate how much a buyer has borrowed or the value of the goods the borrower is taking and must pay for; this is sometimes referred to as the principal. The note will also indicate the interest rate charged on the money borrowed and the time period in which the borrower must pay back the loan.
The loan note has tangible valuable. It is legally binding, which means the person who bought the goods and owes the money is legally obligated to pay back the money he owes. Failure to pay back the loan amount can result in a legal judgment against the borrower.
Because the loan note has value, it can be sold or traded. This means the note is transferable. The holder of a loan note may opt to sell the note to obtain immediate cash to expand his business or to purchase other assets; if this occurs, the debtor still owes the money but he now owes it to whomever the original lender sold the note to.
A loan note generally details the terms of the loan itself. For example, it may indicate how much a buyer has borrowed or the value of the goods the borrower is taking and must pay for; this is sometimes referred to as the principal. The note will also indicate the interest rate charged on the money borrowed and the time period in which the borrower must pay back the loan.
The loan note has tangible valuable. It is legally binding, which means the person who bought the goods and owes the money is legally obligated to pay back the money he owes. Failure to pay back the loan amount can result in a legal judgment against the borrower.
Because the loan note has value, it can be sold or traded. This means the note is transferable. The holder of a loan note may opt to sell the note to obtain immediate cash to expand his business or to purchase other assets; if this occurs, the debtor still owes the money but he now owes it to whomever the original lender sold the note to.
全部回答
- 1楼网友：杯酒困英雄
- 2021-03-11 10:05
如果是1 年以内要还的就都可以
不过account payable一般是short-term(pay in one year) 也就是current liabilities
note payable有short-term 也有long-term(pay beyong one year)
建议记到note payable里
假如你的loan from bank是10年的，把9年的钱记在long-term liabilities里，一年是今年还的记到current liabilities里
希望有帮到你 ：）
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