Born into a family full of commercial atmosphere, the notion of finance has been deep-rooted since my childhood. My father, an astute but also generous businessman, has successfully transmitted his shrewd, businesslike mind to his beloved daughter, and perhaps that’s why I got my shiny red saving’s pot so early. Until now, from those valuable lessons I learned from my father, I’ve developed a passably complete financial thought of my own, which can be concluded into three simple sayings. Here I’d just like to share them with all of my audience.
The first saying goes like this: Don’t wait for chances to fall down, but set out to seek for them. Since there’s no point in budgeting without money, learning to gain it becomes the initial step in dealing with financial problems. No matter in what way you earn your money, remembering this basic notion can bring fortune to your success. Let’s just give a think to the richest person in the world-Bill Gates. If he didn’t discover and seize the chance existing in the software market, he wouldn’t have become the big boy he now is. Of course, not everyone possess the courage to drop from Harvard to pursue his dream, but sometimes a terrific opportunity is really just around the corner, and the difference between people usually lies in whether you get the wisdom to seek for it or not. So when faced with financial problems, let’s just act, and leave nothing to regret.
My second saying is: To earn money by courage, to save it by intelligence. To expound it, I have a story to share. It happened many years ago when I was just a willful urchin. My father bought me a saving’s pot at the beginning of summer vacation. I can still remember what it looked like: a shiny red house with a cute puppy waiting at the door, collecting every coin it can reach to please its owner. I was completely fascinated. From that day, I was “employed” by my parents to do jobs and got paid. Things went like my father said: “You want that attractive doll? Save for it”. During that period, I not only harvested a house of coins, but also gained a new perspective towards budgeting. From those calculating work I did on my treasured savings, from those careful decisions I made on my hard-earned coins, and from those strong desires I retrained after my deep reflections, I finally found out that the process of saving money is really an intelligent one which can only be handled by a sensible and self-disciplined mind.
From above, I believe you must have got a general idea about budgeting. Now please allow me to introduce the last saying to you, that is: The underlying intention of finance is not to save, but to give. Maybe it’s a little difference from what you’ve learned. But wait, just hear me out. Everyone knows the miraculous person-Warren Buffet. With regard to him, what startled us is not only his big fortune, but also his amazing generosity. In July 2006, Buffet pledged to gradually give away 85% of his fortune to five foundations, which worth well over $40 billion. Two years later, the same kind of magnanimous act happened. Bill Gates retired and donated all of his wealth to Bill & Melinda Gates foundation, leaving not even a cent to his children. In fact, they’re just two typical examples in donation. There’re many others which are too numerous to mention. What on earth that transform the rich from famous fortune accumulators to generous money givers? Just as Buffett has said: “Those charitable foundations just spire us to think about giving money back to society.” As we all know, the greater abilities one has, the more responsibilities he bears. The truth applies to budgeting problems, too. Accordingly, we gain a new understanding of finance. It not only includes the idea of saving, but also giving. I believe that throughout dealing with financial problems, sticking to this principle and acting on it can make us a meaningful and respectable person.
That’s all. Thank you.
此段文字的翻译.
- 提问者网友：wodetian
- 2021-05-17 22:04
- 五星知识达人网友：我住北渡口
- 2021-05-17 23:43
Born into a family full of commercial atmosphere, the notion of finance has been deep-rooted since my childhood. My father, an astute but also generous businessman, has successfully transmitted his shrewd, businesslike mind to his beloved daughter, and perhaps that’s why I got my shiny red saving’s pot so early. Until now, from those valuable lessons I learned from my father, I’ve developed a passably complete financial thought of my own, which can be concluded into three simple sayings. Here I’d just like to share them with all of my audience.
生于一个充满了商务氛围的家庭中，对于财务的概念从我童年时代就已经根深蒂固了。我的爸爸，一个精明，而且慷慨的商人，已经成功的把他对于商业的敏锐力有条理的穿给了他深爱的女儿。或许这就是为什么那么早的就拥有了一个红色的存钱罐。直到现在，从我爸爸那里学来的那些有价值的课程，我完全地开发了我自己的财政想法，这可以归纳为三个简单的观点。在这里，我愿意与我所有的听众分享。
The first saying goes like this: Don’t wait for chances to fall down, but set out to seek for them. Since there’s no point in budgeting without money, learning to gain it becomes the initial step in dealing with financial problems. No matter in what way you earn your money, remembering this basic notion can bring fortune to your success. Let’s just give a think to the richest person in the world-Bill Gates. If he didn’t discover and seize the chance existing in the software market, he wouldn’t have become the big boy he now is. Of course, not everyone possess the courage to drop from Harvard to pursue his dream, but sometimes a terrific opportunity is really just around the corner, and the difference between people usually lies in whether you get the wisdom to seek for it or not. So when faced with financial problems, let’s just act, and leave nothing to regret.
第一点是这样的：不要等待跌倒的机会，要开始寻找它。既然在预算这一点上没有钱，学会赚钱就成为了处理财政问题的最初步骤。不管你用什么方式赚钱，记住这个最基本的概念能够给你的成功带来运气。现在让我们来想一下世界首富——比尔盖茨。如果他没能发现并抓住机会占领软件市场，他将不会成为现在他这样的强人。当然不是每个人都有勇气放弃哈佛大学而去追求自己的梦想。但有时一个绝妙的机遇就真的在角落里，这种不同介于人们是否经常性的运用智慧去寻找之间。因此，当我们面对财政问题的时候，我们就这样做，不要留一点遗憾。
My second saying is: To earn money by courage, to save it by intelligence. To expound it, I have a story to share. It happened many years ago when I was just a willful urchin. My father bought me a saving’s pot at the beginning of summer vacation. I can still remember what it looked like: a shiny red house with a cute puppy waiting at the door, collecting every coin it can reach to please its owner. I was completely fascinated. From that day, I was “employed” by my parents to do jobs and got paid. Things went like my father said: “You want that attractive doll? Save for it”. During that period, I not only harvested a house of coins, but also gained a new perspective towards budgeting. From those calculating work I did on my treasured savings, from those careful decisions I made on my hard-earned coins, and from those strong desires I retrained after my deep reflections, I finally found out that the process of saving money is really an intelligent one which can only be handled by a sensible and self-disciplined mind.
我的第二个观点是：用勇气赚钱，用智慧存钱。为了阐明它，我将和大家分享一个故事。这件事发生在好多年前，当我还是一个任性顽童的时候。爸爸在暑假之初给我买了一个存钱罐。我依然能够记得它是什么样的：一个可爱的小狗等在有光泽的红房子门口。收集它所能够到的每一枚硬币而使它的所有者高兴。我完全被它迷住了。从那天起，我被父母“雇佣”做有偿的工作。事情就像我爸爸说的那样：“你想要那个有吸引力的玩偶吗？为它存钱吧”。在那个时期，我学会的不仅仅是一房子硬币，而且还有一种关于预算的洞察力。从我对那珍惜存款的简单计算中，从我对辛苦赚来的硬币小心决定中，从我深深地对于那些强烈渴望的反省中，我最后发现存钱这个过程是智慧的，它是需要一个自律的合情合理头脑来处理的。
From above, I believe you must have got a general idea about budgeting. Now please allow me to introduce the last saying to you, that is: The underlying intention of finance is not to save, but to give. Maybe it’s a little difference from what you’ve learned. But wait, just hear me out. Everyone knows the miraculous person-Warren Buffet. With regard to him, what startled us is not only his big fortune, but also his amazing generosity. In July 2006, Buffet pledged to gradually give away 85% of his fortune to five foundations, which worth well over $40 billion. Two years later, the same kind of magnanimous act happened. Bill Gates retired and donated all of his wealth to Bill & Melinda Gates foundation, leaving not even a cent to his children. In fact, they’re just two typical examples in donation. There’re many others which are too numerous to mention. What on earth that transform the rich from famous fortune accumulators to generous money givers? Just as Buffett has said: “Those charitable foundations just spire us to think about giving money back to society.” As we all know, the greater abilities one has, the more responsibilities he bears. The truth applies to budgeting problems, too. Accordingly, we gain a new understanding of finance. It not only includes the idea of saving, but also giving. I believe that throughout dealing with financial problems, sticking to this principle and acting on it can make us a meaningful and respectable person.
从上面的文章，我相信你一定有了一个关于预算的基本看法。现在请允许我介绍最后一个观点给你，那就是：潜在的资金意图不要节省，要给予。也许这与你所学的不相同。但是请等等，请听我说。每一个人都知道股神 巴菲特。对于他的尊敬，不仅仅是他的巨额财富，还有他令人惊讶的慷慨大方。2006年7月，他承诺将逐渐把他的全部资产的85%大约400多亿美元捐给5个基金会。2年后，同样的善举再次发生。比尔盖茨退休并把他全部的财产捐给比尔&梅林达基金会。连一分钱都不会给后代留下。事实上，他们只是两个捐赠的典型例子。还有很多其他的捐献者能够提及。如何从世界知名的赚钱机器转变成为慷慨的慈善家呢？就像巴菲特所说的：“那些慈善基金会代替我们思考如何将钱回馈社会。”正如我们所知道的，一个人的能力越大，他所承担的责任就越多。这也是应用于预算的真相。根据这一点，我们获得了一个新的财政理解。它不仅仅是包括储蓄，还有捐赠。我确信通过处理财务问题，坚持按原则行动可以使我们成为有意义的并且可敬的人。
翻译完了。呵呵。对我也挺实用的。