商务英语的True or False. 谁能帮我看一下？？？

1.(T/F) In China, insurance companies do not accept insurance based on Institute Cargo Clause.

2.(T/F) Institute Cargo Clause (A) has the widest coverage among all its clauses.

3.(T/F) Almost all the insurance companies provide door-to-door coverage service.

4.(T/F) Insurance against F.P.A. means that the insured cannot obtain compensation from the insurer if particular average occurs.

5.(T/F) If you have insured your goods against All Risks, you will get compensated whatever risks occurs to your goods.

6.(T/F) According to China Insurance Clauses, if you want to insure your goods agains W.P.A., you must also cover Was and Strike Risks.

7.(T/F) According to international trade practive, you cannot have the goods insured if you do not have insurable interest in the goods.

8.(T/F) One cannot claim compensations with the insurance company if he does not have insurable interest in the goods.

9.(T/F) If an insurance clause stipulates a franchise, the insurance company does not grant compensations if any damage occurs to the goods.

10.(T/F) Insurance policy is the contract made between the insurer and the insured.

11.(T/F) Hooking, theft, taint of odor, breakage, damp are fortuitous risks.

12.(T/F) Under constructive total losses, the insured can ask the insurer to cover all the losses.

13.(T/F) According to international practice, the insurance policy and the insurance certificate have the same legal effect.

14.(T/F) The date of bill of lading should be earlier than the date of insurance policy.

15.(T/F) According to CIC provisions, free from particular average means that the insurance company is not liable to compensate for a particular average.

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