跪求人工翻译这篇英文文章，不要用翻译工具

"Time is money,"people often say.This means that every moment well-spent may put some money into our pockets.If our time is usefully emploved,it will either turn out some useful and important piece of work which will carry its price in the market,or it will add to our experience and increase our abilities so that we will be able to make money when the right time comes.Let those who think nothing of wasting time,remember this.
Our lives are nothing more than our time.So killing time is like killing oneself.We spare no trouble and no expense to keep life.But we too often care nothing about the loss of an hour or a day,forgetting that our lives are made up of the days and the hours we live.A day or an hour wasted is so much life lost.Our lives are a short period of some seventy or eighty years in all.But nearly one third of it has to be spent in sleep,and some years have to be spent over our meals,some in making trips on land and by sea,some in having fun,some in watching over the sickbeds of our nearest and dearest people.Now if all these years were to be taken away from our lives,we would find only twenty or thirty years left for work.Whoever remembers this can never willingly waste a single moment of his life.
ALL time is valuable;but the time of our childhood and our youth is more so than any other part of our lives.For those are the times when we can get knowledge and increase our abilities.If we waste these morning hours of life,we shall never be able to make it up.Just as money laid out for interest increases itself in time ,so do the hours of childhood and youth.If wisely used,they will give us many advantages.

常言道：“时间就是金钱”。这就意味着充分利用好每一分钟将会增加我们的财富。如果我们能够有效地利用我们的时间，我们将能做出一些有用而且很重要的工作，它们要么将会在市场上实现它们的价值，要么会使我们积累经验和提高能力，那样当时机到来时，我们就可以赚钱。那些对浪费时间不以为然的人必须牢记这一点，时间就是生命，所以浪费时间就等于自杀，我们不顾困难和付出去保护生命，但是我们从未去在乎我们失去的每一小时或每一天，我们忘记了我们的生命是由我们度过的每一小时和每一天组成的。浪费每一天或每一小时也就等于浪费同样多时间的生命。我们的生命加起来也就只有那么短短的七八十年，但是几乎三分之一的时间是用来睡觉，我们吃饭也要花掉好多年的时间，还有一些时间是花在在陆地和海洋上的旅游，还有一些时间是花在娱乐，还有是花在照顾我们卧病在床的至亲上，除掉这些我们要花的时间，我们将会发现我们工作的时间只有二三十年了，记住了这一点的人将永远也不会浪费他生命的每一分钟。

所有的时间都是珍贵的，但是我们的童年时光比我们生命中的任何时候都珍贵，因为这段时光我们能够学到知识，提高能力。如果我们浪费了这些生命的早晨时光，我们将无法弥补它们就好比借出去的千没有及时获得利息，童年和青年时光就这样，如果利用的好，它们将给我们带来好多好处

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